One way to be diligent in your financial planning is to evaluate all spending decisions by asking the following Scriptural questions:

1. Do I have any doubt about purchasing the item (Rom. 14:23)?

2. Have I given God an opportunity to supply it (Psm. 37:4; Pr. 10:3)?

3. Will it aid or hinder my spiritual growth (1 Cor. 6:12)?

4. Does it put me in debt (Pr. 22:7)?

5. Is it a good investment (Pr. 20:14)?

6. Is it meaningful for my family (1 Tim. 5:8)?

7. Why do I want it (1 Tim. 6:9)?

8. Do I really need it?